PRETTY CHOOK

Fast Bridge Funding When Time Runs Out

$50K–$500K

FUNDING RANGE

Priority

SETTLEMENT AVAILABLE

Month-to-month

FLEXIBLE TERMS

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Fast commercial bridge finance. Property-secured. Submit in minutes.

$50K–$500K β€’ Month-to-month (min. 1 month) β€’ Commercial only

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Fast Funding

Priority Settlement available for urgent situations

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$50K–$500K

Property-secured commercial lending

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Quick Process

Multi-step form, save progress anytime

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No commitment required β€’ Fast response

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Commercial Bridge Finance

Clear terms. Transparent pricing. Commercial borrowers.

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What This Product Is

  • Short-term commercial bridge finance
  • Premium rates for time-sensitive funding
  • Designed for urgent commercial situations
  • When speed and certainty matter
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Who This Is For

  • Companies and trusts only
  • Sophisticated commercial borrowers
  • Clear exit strategy (Month-to-month (min. 1 month))
  • Property-secured transactions
Get independent advice: Have your legal and financial advisers review terms, calculate total costs, and confirm suitability.
See FAQ for cost examples.
ABN: 74 651 817 266 β€’ Commercial only β€’ ASIC-compliant

Three Steps to Funded

1

Docs Complete

Clock starts when everything's ready.

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2

Assessment

Real-time review. No bank queues.

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3

Funded

Priority Settlement available.

*First month interest + fees deducted upfront

Who We Help

Business Owners

Time-sensitive opportunities. Fast decisions when deals won't wait.

Property Investors

Settlement bridges. Auction deposits. Equity release for next deal.

Brokers & Advisors

Client timing at risk? Hours-to-funding when docs complete.

Fast, Flexible Commercial Bridge Finance

Property-secured short-term funding for time-sensitive commercial needs.

$50K–$500K β€’ Month-to-month (min. 1 month) β€’ Property-secured commercial lending

Calculate Your Maximum Loan

Common use cases:

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Time-Sensitive Opportunity

When you'd use this

Closing-down stock sale at 10% of value. Competitor's equipment available now. Deal won't wait.

What you get

Property-secured cash to act fast on commercial opportunities.

How it works

⏱️ Assessment starts when docs complete.
⏱️ First month interest + fees deducted upfront. Month 1 covered.
⏱️ Minimum 1 month.

Typical amounts

$200K–$500K, funding available.

What happens next: Submit docs β†’ Approval β†’ Funds

Apply Now
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Settlement Bridge

When you'd use this

Bank delays or changes LVR. Settlement deadline won't move.

What you get

Property-secured funds to close on time and protect your deposit.

How it works

⏱️ Assessment starts when docs complete.
⏱️ First month interest + fees deducted upfront. Month 1 covered.
⏱️ Minimum 1 month.

Typical amounts

$150K–$400K, funding available.

What happens next: Submit docs β†’ Approval β†’ Funds

Apply Now
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Caveat Finance

When you'd use this

Need liquidity fast while refinance or sale completes.

What you get

Quick equity release against existing property for any commercial purpose.

How it works

⏱️ Assessment starts when docs complete.
⏱️ First month interest + fees deducted upfront. Month 1 covered.
⏱️ Minimum 1 month.

Typical amounts

$50K–$300K.

What happens next: Submit docs β†’ Approval β†’ Funds

Apply Now
Same terms apply regardless of purpose:
Commercial only β€” Companies and trusts. No personal/consumer.
Security β€” Caveat or mortgage. Real property.
Rates & Fees β€” Premium commercial rates + establishment, legal, valuation fees. See FAQ.
Timing β€” Clock starts when docs complete.

Frequently Asked Questions

What are your interest rates and fees?

Premium commercial rates for time-sensitive lending. Rates vary based on loan amount, term, security, and risk. Contact us for a quote. Fees: β€’ Establishment fee β€’ Legal + security registration β€’ Valuation β€’ Monthly service fee β€’ Third-party costs β€’ GST where applicable First month interest + upfront fees deducted at settlement. Month 1 covered. Get independent legal and financial advice before proceeding.

How fast can you settle?

Fast settlements once all documentation is complete. Priority Settlement available for urgent situations.

Do you offer construction loans?

No, we specialize in short-term bridge finance only.

What security do you take?

Caveat or mortgage over real property only.

Who can apply?

Companies and trusts for commercial/business purposes only.

What if I repay early?

Minimum term is 1 month. First month interest and fees are non-refundable.

How are fees charged?

First month interest + all upfront fees are deducted at settlement.

Can you give examples of total costs?

Contact us for a detailed quote based on your specific situation.

What if I fall behind?

We work with you first: communication, restructure, refinance supportβ€”months before enforcement.

Why Pretty Chook Exists

We saw too many good projects fail for one reason: timing.

Banks move slow. We don't.

We're a tiny, Melbourne-based private lender helping small businesses and property developers who need short-term finance when timing really matters.

Banks take weeks. Developers and commercial borrowers don't have weeks when settlement deadlines loom, LVR changes hit at the last minute, or projects need liquidity now.

Life doesn't wait for bank approvals. Unexpected opportunities arrive with 48-hour deadlines. A competitor's stock liquidation at 30% of retail. A distressed property next door at land value. A development site that won't be on the market next week.

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4hr
Funding capable
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100%
Property-secured
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Since 2021
Melbourne-based

We bridge that gap.

Property-secured commercial finance from $50K–$500K. We make clear decisions fast and back them with solid documentation, transparent terms, and real-world understanding.

This isn't cheap moneyβ€”it's short-term commercial finance at premium rates.

We're designed for builders, developers, and business owners who understand the cost of capital and the cost of missing an opportunity.

We're not a bank. We're private capital with personality.

Professional as hell underneath β€” but human on the surface. Our contracts are lawyer-tight. Our service is lightning-quick. But our tone won't put you to sleep or make you feel like you're being gatekept.

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Speed When It Matters

No committees. No queues. Real-time assessment once docs are complete. Priority Settlement available.

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Fair Recovery

If repayment issues arise, we work with you first. Communication, restructure, refinance supportβ€”months before enforcement.

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Commercial Only

We lend exclusively to companies and trusts. Sophisticated borrowers who understand the product and have clear exit strategies.

Our Commitment

Professional commercial lending. Australian businesses.

Since 2021 β€’ Melbourne β€’ Property-secured β€’ ASIC-compliant

ABN: 74 651 817 266 β€’ Transparent fees β€’ See FAQ

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Property-Secured

Caveat or mortgage. Real property only.

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4-Hour Capable

Same-day funding possible. No bank queues.

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Commercial Only

Companies and trusts. Business purposes.

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Transparent

Clear fees upfront. Month 1 deducted at settlement.

Get Started

We help you keep control under pressure.

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Quick Enquiry Form

General enquiries only – For loan applications, use our full application form

Before we proceed, please confirm:

These confirmations help us ensure you're making an informed decision with professional support.

Contact Information

Reach out to us directly

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Email

info@prettychook.com

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Office

44 Walnut Road
Balwyn North VIC 3104

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Hours

Mon–Fri 9 AM – 5 PM (AEST)

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