Personal and Electronic Consents for Pretty Chook Lending Services
By using Pretty Chook's services or submitting an application, you agree that we may collect, use and disclose your information as set out here and in our Privacy Policy.
If you're unsure about any part, please seek professional advice before continuing.
We handle your information according to the Australian Privacy Principles.
These Terms apply to our short-term commercial lending services, used for purposes including settlement bridging, caveat finance, and developer liquidity.
Identification, business details, financial and credit information, supporting documentation — as reasonably required to assess your application.
Directly from you or, with consent, from third parties such as credit agencies, accountants, lawyers or other credit providers.
To assess applications, administer loans, communicate with you, meet legal requirements, prevent fraud and recover overdue payments.
We may disclose credit data to credit reporting bodies (identity details, applications, defaults, judgments). These bodies may share it with other credit providers.
You have the right to:
We do not offer consumer or long-term construction loans.
All Pretty Chook finance is for commercial or investment purposes only. By applying, you confirm the loan is for business use and secured by property.
Minimum term: one month (interest for the first month remains payable in full even if repaid early).
Upfront structure: The first month's interest and setup fees are deducted from the gross loan at settlement; you receive the net amount and your first month is fully covered.
You agree to receive information and documents electronically (e.g. email). You confirm you have access to internet and email for this purpose.
We may update these Terms occasionally. The latest version is on our website. Continuing to use our services means you accept any updates.
Email: info@prettychook.com
Address: 44 Walnut Road, Balwyn North VIC 3104
ABN: 74 651 817 266