/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #FF6B35;
    --primary-dark: #d94d1a;
    --primary-light: #ff8c5a;
    --dark: #1a1a1a;
    --gray-900: #2d2d2d;
    --gray-800: #3d3d3d;
    --gray-700: #4d4d4d;
    --gray-600: #666666;
    --gray-500: #808080;
    --gray-400: #999999;
    --gray-300: #cccccc;
    --gray-200: #e0e0e0;
    --gray-100: #f0f0f0;
    --gray-50: #f9f9f9;
    --white: #ffffff;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.05);
    --shadow: 0 4px 12px rgba(0,0,0,0.08);
    --shadow-md: 0 6px 20px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 30px rgba(0,0,0,0.12);
    --shadow-xl: 0 20px 40px rgba(0,0,0,0.15);
    --radius-sm: 6px;
    --radius: 10px;
    --radius-lg: 16px;
    --radius-xl: 24px;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Inter', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: var(--dark);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

section {
    scroll-margin-top: 80px;
}

/* Header */
.header-hidden-on-hero {
    position: fixed;
    top: -200px;
    left: 0;
    right: 0;
    z-index: 1000;
    transition: top 0.3s ease;
}

.header-hidden-on-hero.show-header {
    top: 0;
}

.header-top {
    background: #1a1a1a;
    color: #FF6B35;
    padding: 8px 0;
    text-align: right;
}

.header-top .container {
    text-align: right;
}

.email {
    font-size: 14px;
}

.navbar {
    background: #ffffff;
    padding: 15px 0;
    border-bottom: none;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo img {
    height: 55px;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 25px;
    align-items: center;
}

.nav-menu a {
    text-decoration: none;
    color: #FF6B35;
    font-weight: 500;
    transition: color 0.3s;
}

.nav-menu a:hover {
    color: #d94d1a;
}

.btn-calculator {
    border: 2px solid #FF6B35;
    padding: 10px 20px;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.btn-calculator:hover {
    background: #FF6B35;
    color: white !important;
}

.btn-apply {
    background: #FF6B35;
    color: white !important;
    padding: 12px 24px;
    border-radius: 8px;
    box-shadow: 0 2px 8px rgba(255,107,53,0.3);
}

.btn-apply:hover {
    background: #d94d1a;
    box-shadow: 0 4px 12px rgba(255,107,53,0.4);
    transform: translateY(-1px);
}

/* Full-Screen Hero */
.hero-fullscreen {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    position: relative;
}

.hero-orange-header {
    background: #FF6B35;
    color: white;
    text-align: center;
    padding: 60px 20px;
}

.hero-orange-header h1 {
    font-size: 72px;
    font-weight: 900;
    letter-spacing: 8px;
    margin-bottom: 15px;
    line-height: 1;
}

.hero-tagline {
    font-size: 24px;
    font-weight: 400;
    letter-spacing: 1px;
}

.hero-navy-content {
    background: #0a2540;
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    padding: 60px 20px;
    text-align: center;
}

.hero-key-points {
    margin-bottom: 80px;
}

.key-point {
    margin-bottom: 60px;
}

.key-point h2 {
    font-size: 68px;
    font-weight: 900;
    color: #FF6B35;
    margin-bottom: 5px;
    line-height: 1;
}

.key-point p {
    font-size: 18px;
    color: #6ba3d8;
    letter-spacing: 3px;
    font-weight: 600;
}

.btn-hero-apply {
    background: #FF6B35;
    color: white;
    padding: 28px 120px;
    font-size: 36px;
    font-weight: 900;
    border-radius: 8px;
    text-decoration: none;
    display: inline-block;
    letter-spacing: 3px;
    transition: all 0.3s ease;
    box-shadow: 0 8px 30px rgba(255,107,53,0.4);
}

.btn-hero-apply:hover {
    background: #d94d1a;
    transform: translateY(-3px);
    box-shadow: 0 12px 40px rgba(255,107,53,0.6);
}

.hero-cta-note {
    color: white;
    margin-top: 20px;
    font-size: 16px;
    opacity: 0.8;
}

.scroll-indicator {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    text-align: center;
    color: white;
    opacity: 0.6;
    animation: bounce 2s infinite;
}

.scroll-indicator span {
    font-size: 32px;
    display: block;
    margin-bottom: 5px;
}

.scroll-indicator p {
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 2px;
}

@keyframes bounce {
    0%, 100% {
        transform: translateX(-50%) translateY(0);
    }
    50% {
        transform: translateX(-50%) translateY(-10px);
    }
}

/* Old Hero Section - keeping for reference but will be removed */
.hero {
    background: linear-gradient(rgba(0, 0, 0, 0.65), rgba(0, 0, 0, 0.65)), 
                url('https://images.unsplash.com/photo-1541888946425-d81bb19240f5?w=1600') center/cover;
    color: white;
    padding: 140px 20px 120px;
    text-align: center;
    position: relative;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 100px;
    background: linear-gradient(to bottom, transparent, rgba(0,0,0,0.3));
    pointer-events: none;
}

.hero > * {
    position: relative;
    z-index: 1;
}

.hero h1 {
    font-size: 52px;
    font-weight: 800;
    margin-bottom: 20px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.2;
    text-shadow: 2px 4px 8px rgba(0,0,0,0.4);
    letter-spacing: -0.5px;
}

.hero-subtitle {
    font-size: 20px;
    margin-bottom: 50px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
    font-weight: 400;
    text-shadow: 1px 2px 4px rgba(0,0,0,0.3);
}

.hero-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 50px;
    align-items: center;
}

/* MASSIVE Apply Now Button */
.hero-buttons .btn-primary {
    background: #FF6B35;
    color: white;
    padding: 28px 80px;
    font-size: 28px;
    font-weight: 800;
    border-radius: 16px;
    box-shadow: 0 8px 30px rgba(255,107,53,0.5);
    text-transform: uppercase;
    letter-spacing: 1px;
    animation: pulse 2s ease-in-out infinite;
    position: relative;
    overflow: hidden;
}

.hero-buttons .btn-primary::before {
    content: '👉';
    margin-right: 15px;
    font-size: 32px;
}

.hero-buttons .btn-primary::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255,255,255,0.3);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
}

.hero-buttons .btn-primary:hover::after {
    width: 300px;
    height: 300px;
}

.hero-buttons .btn-primary:hover {
    background: #d94d1a;
    transform: translateY(-4px) scale(1.05);
    box-shadow: 0 12px 40px rgba(255,107,53,0.6);
}

@keyframes pulse {
    0%, 100% {
        box-shadow: 0 8px 30px rgba(255,107,53,0.5);
    }
    50% {
        box-shadow: 0 8px 30px rgba(255,107,53,0.8), 0 0 0 15px rgba(255,107,53,0.2);
    }
}

/* Secondary buttons - much smaller */
.hero-buttons .btn-secondary,
.hero-buttons .btn-tertiary {
    padding: 12px 24px;
    font-size: 15px;
    font-weight: 600;
    opacity: 0.9;
}

.btn {
    padding: 14px 32px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    display: inline-block;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    font-size: 16px;
    box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}

.btn-primary {
    background: #FF6B35;
    color: white;
    box-shadow: 0 4px 15px rgba(255,107,53,0.4);
}

.btn-primary:hover {
    background: #d94d1a;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255,107,53,0.5);
}

.btn-secondary {
    background: white;
    color: #FF6B35;
    border: 2px solid white;
}

.btn-secondary:hover {
    background: rgba(255,255,255,0.1);
    color: white;
    border-color: white;
    transform: translateY(-2px);
}

.btn-tertiary {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-tertiary:hover {
    background: white;
    color: #FF6B35;
    transform: translateY(-2px);
}

.hero-banner {
    background: rgba(26, 26, 26, 0.9);
    color: white;
    padding: 18px 35px;
    display: inline-block;
    border-radius: 8px;
    font-weight: 500;
    font-size: 15px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.1);
}

/* Application CTA */
.application-cta {
    background: linear-gradient(135deg, #f9f9f9 0%, #ffffff 100%);
    padding: 90px 20px;
    text-align: center;
}

.cta-tag {
    background: linear-gradient(135deg, #FF6B35 0%, #ff8c5a 100%);
    color: white;
    padding: 6px 18px;
    border-radius: 20px;
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 2px 8px rgba(255,107,53,0.3);
}

.application-cta h2 {
    font-size: 42px;
    margin-bottom: 15px;
    font-weight: 800;
    color: #1a1a1a;
}

.cta-subtitle {
    font-size: 14px;
    color: #666;
    margin-top: 10px;
}

.feature-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    margin: 50px 0;
}

.feature-card {
    background: white;
    padding: 40px;
    border-radius: 12px;
    border: none;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    position: relative;
}

.feature-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: #FF6B35;
    border-radius: 12px 12px 0 0;
}

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 30px rgba(0,0,0,0.12);
}

.feature-card .icon {
    font-size: 48px;
    margin-bottom: 20px;
}

.feature-card h3 {
    font-size: 22px;
    margin-bottom: 12px;
    color: #1a1a1a;
}

.btn-large {
    padding: 22px 60px;
    font-size: 22px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 6px 25px rgba(255,107,53,0.4);
}

.btn-large:hover {
    transform: translateY(-3px) scale(1.03);
    box-shadow: 0 8px 35px rgba(255,107,53,0.5);
}

.cta-note {
    margin-top: 15px;
    font-size: 14px;
    color: #666;
}

/* Products Section */
.products {
    padding: 80px 20px;
    background: white;
}

.product-header {
    text-align: center;
    margin-bottom: 50px;
    padding: 30px;
    border: 2px solid #FF6B35;
    border-radius: 10px;
}

.product-header .icon {
    font-size: 40px;
    margin-bottom: 15px;
}

.product-header h2 {
    font-size: 32px;
    margin-bottom: 10px;
}

.product-info-boxes {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
    margin-bottom: 30px;
}

.info-box {
    border: 2px solid #1a1a1a;
    border-radius: 10px;
    padding: 30px;
}

.icon-small {
    font-size: 24px;
    margin-bottom: 10px;
}

.info-box h3 {
    font-size: 20px;
    margin-bottom: 15px;
}

.info-box ul {
    list-style: none;
}

.info-box ul li {
    padding: 8px 0;
    padding-left: 20px;
    position: relative;
}

.info-box ul li:before {
    content: "•";
    position: absolute;
    left: 0;
    color: #FF6B35;
    font-weight: bold;
}

.disclaimer-box {
    background: #fff9e6;
    border: 1px solid #FF6B35;
    padding: 20px;
    border-radius: 5px;
    margin-top: 30px;
}

/* Three Steps */
.three-steps {
    background: #f9f9f9;
    padding: 80px 20px;
    text-align: center;
}

.three-steps h2 {
    font-size: 42px;
    margin-bottom: 50px;
    font-weight: 800;
    color: #1a1a1a;
}

.steps {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
}

.step {
    text-align: center;
    flex: 0 1 250px;
}

.step-number {
    background: linear-gradient(135deg, #FF6B35 0%, #ff8c5a 100%);
    color: white;
    width: 70px;
    height: 70px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    font-weight: 700;
    margin: 0 auto 20px;
    box-shadow: 0 4px 15px rgba(255,107,53,0.3);
    position: relative;
}

.step-number::after {
    content: '';
    position: absolute;
    inset: -5px;
    border-radius: 50%;
    border: 2px solid rgba(255,107,53,0.2);
}

.step h3 {
    font-size: 20px;
    margin-bottom: 10px;
    font-weight: 700;
}

.step-arrow {
    font-size: 30px;
    color: #FF6B35;
}

.note {
    font-size: 12px;
    color: #666;
    margin-top: 10px;
}

/* Who We Help */
.who-we-help {
    padding: 80px 20px;
    background: white;
}

.who-we-help h2 {
    text-align: center;
    font-size: 42px;
    margin-bottom: 50px;
    font-weight: 800;
    color: #1a1a1a;
}

.help-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.help-card {
    background: white;
    padding: 45px;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    border-top: 4px solid #FF6B35;
}

.help-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 30px rgba(0,0,0,0.15);
}

.help-card h3 {
    font-size: 24px;
    margin-bottom: 15px;
    color: #1a1a1a;
}

.apply-link {
    color: #FF6B35;
    text-decoration: none;
    font-weight: 600;
    display: block;
    margin-bottom: 15px;
}

/* Use Cases */
.use-cases {
    background: #f9f9f9;
    padding: 80px 20px;
}

.use-cases h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 15px;
}

.subtitle {
    text-align: center;
    font-size: 18px;
    color: #666;
    margin-bottom: 10px;
}

.details {
    text-align: center;
    font-size: 14px;
    margin-bottom: 30px;
}

.common-uses {
    margin-top: 50px;
}

.common-uses h3 {
    font-size: 24px;
    margin-bottom: 30px;
}

.use-case {
    background: white;
    padding: 40px;
    border-radius: 10px;
    margin-bottom: 30px;
    border-left: 5px solid #FF6B35;
}

.use-case .icon {
    font-size: 40px;
    margin-bottom: 20px;
}

.use-case h4 {
    font-size: 24px;
    margin-bottom: 20px;
}

.use-case strong {
    display: block;
    margin-top: 20px;
    margin-bottom: 10px;
    color: #FF6B35;
}

.terms-notice {
    background: #fff9e6;
    border: 2px solid #FF6B35;
    padding: 30px;
    border-radius: 10px;
    margin-top: 40px;
}

/* FAQ */
.faq {
    padding: 80px 20px;
    background: white;
}

.faq h2 {
    text-align: center;
    font-size: 42px;
    margin-bottom: 50px;
    font-weight: 800;
    color: #1a1a1a;
}

.faq-list {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    border: none;
    border-radius: 8px;
    margin-bottom: 15px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.06);
    overflow: hidden;
}

.faq-item summary {
    padding: 24px;
    font-weight: 600;
    cursor: pointer;
    list-style: none;
    background: white;
    transition: all 0.3s ease;
}

.faq-item summary:hover {
    background: #f9f9f9;
    color: #FF6B35;
}

.faq-item p {
    padding: 20px 24px;
    border-top: 1px solid #f0f0f0;
    background: #fafafa;
}

/* About */
.about {
    background: #f9f9f9;
    padding: 80px 20px;
}

.about h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 15px;
}

.tagline {
    text-align: center;
    font-size: 18px;
    color: #666;
    margin-bottom: 50px;
}

.about-content {
    max-width: 900px;
    margin: 0 auto;
}

.about-box {
    background: white;
    padding: 40px;
    border-radius: 10px;
    margin-bottom: 30px;
}

.about-box h3 {
    font-size: 24px;
    margin-bottom: 15px;
    color: #FF6B35;
}

.about-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
    margin: 40px 0;
}

.stat-card {
    background: white;
    padding: 30px;
    border-radius: 10px;
    text-align: center;
    border: 2px solid #FF6B35;
}

.stat-icon {
    font-size: 40px;
    margin-bottom: 15px;
}

.stat-value {
    font-size: 32px;
    font-weight: 700;
    color: #FF6B35;
    margin-bottom: 10px;
}

.stat-label {
    font-size: 14px;
    color: #666;
}

/* Commitment */
.commitment {
    padding: 80px 20px;
    background: white;
}

.commitment-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-bottom: 60px;
}

.commitment-card {
    background: #f9f9f9;
    padding: 40px;
    border-radius: 10px;
    text-align: center;
}

.commitment-card .icon {
    font-size: 50px;
    margin-bottom: 20px;
}

.commitment-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
}

.commitment h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 15px;
}

.commitment-text {
    text-align: center;
    margin: 10px 0;
}

.commitment-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.feature {
    background: #f9f9f9;
    padding: 30px;
    border-radius: 10px;
    border-left: 5px solid #FF6B35;
}

.feature .icon {
    font-size: 30px;
    margin-bottom: 15px;
}

.feature h4 {
    font-size: 18px;
    margin-bottom: 10px;
}

/* Contact */
.contact {
    background: #f9f9f9;
    padding: 80px 20px;
}

.contact h2 {
    text-align: center;
    font-size: 42px;
    margin-bottom: 15px;
    font-weight: 800;
    color: #1a1a1a;
}

.contact-wrapper {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 50px;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-form {
    background: white;
    padding: 45px;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
}

.form-header {
    text-align: center;
    margin-bottom: 30px;
}

.form-header .icon {
    font-size: 48px;
    margin-bottom: 15px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: #1a1a1a;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 14px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 16px;
    transition: all 0.3s ease;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #FF6B35;
    box-shadow: 0 0 0 3px rgba(255,107,53,0.1);
}

.form-group textarea {
    min-height: 120px;
    resize: vertical;
}

.form-confirmations {
    background: #fff9e6;
    padding: 20px;
    border-radius: 5px;
    margin: 30px 0;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    margin: 15px 0;
    cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
    margin-right: 10px;
    margin-top: 4px;
    flex-shrink: 0;
}

.form-note {
    font-size: 12px;
    color: #666;
    margin-top: 15px;
}

.form-footer {
    text-align: center;
    font-size: 12px;
    color: #666;
    margin-top: 10px;
}

.contact-info {
    background: white;
    padding: 40px;
    border-radius: 10px;
}

.contact-details {
    margin-top: 30px;
}

.detail {
    display: flex;
    gap: 20px;
    margin-bottom: 30px;
}

.detail .icon {
    font-size: 30px;
}

.live-chat-promo {
    background: #f9f9f9;
    padding: 30px;
    border-radius: 10px;
    margin-top: 40px;
    text-align: center;
}

.live-chat-promo h4 {
    font-size: 20px;
    margin-bottom: 10px;
}

.chat-note {
    font-size: 14px;
    color: #666;
    margin: 15px 0;
}

/* Footer */
.footer {
    background: #1a1a1a;
    color: white;
    padding: 60px 20px 30px;
}

.footer-content {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 50px;
    margin-bottom: 40px;
}

.footer-logo img {
    height: 80px;
    filter: brightness(0) invert(1);
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
}

.footer-col h4 {
    color: #FF6B35;
    margin-bottom: 20px;
    font-size: 18px;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 10px;
}

.footer-col a {
    color: white;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-col a:hover {
    color: #FF6B35;
}

.footer-bottom {
    text-align: center;
    padding-top: 30px;
    border-top: 1px solid #333;
}

.footer-bottom p {
    margin: 5px 0;
    font-size: 14px;
}

/* Calculator Modal */
.calculator-modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    overflow: auto;
    background-color: rgba(0,0,0,0.6);
}

.calculator-content {
    background-color: white;
    margin: 5% auto;
    padding: 40px;
    border-radius: 10px;
    width: 90%;
    max-width: 700px;
    position: relative;
    max-height: 85vh;
    overflow-y: auto;
}

.calculator-close {
    position: absolute;
    right: 20px;
    top: 20px;
    font-size: 35px;
    font-weight: bold;
    color: #999;
    cursor: pointer;
    transition: color 0.3s;
}

.calculator-close:hover {
    color: #FF6B35;
}

.calculator-content h2 {
    font-size: 32px;
    margin-bottom: 10px;
    color: #1a1a1a;
}

.calculator-subtitle {
    color: #666;
    margin-bottom: 30px;
}

.calculator-form h3 {
    font-size: 20px;
    margin-bottom: 15px;
    color: #FF6B35;
}

.calc-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.calc-input {
    margin-bottom: 20px;
}

.calc-input label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
}

.calc-input input {
    width: 100%;
    padding: 12px;
    border: 1px solid #e0e0e0;
    border-radius: 5px;
    font-size: 16px;
}

.calc-input small {
    display: block;
    margin-top: 5px;
    font-size: 12px;
    color: #666;
}

#calculationResults h3 {
    font-size: 20px;
    margin-bottom: 20px;
    color: #1a1a1a;
}

/* Responsive */
@media (max-width: 768px) {
    .hero-orange-header h1 {
        font-size: 48px;
        letter-spacing: 4px;
    }
    
    .hero-tagline {
        font-size: 18px;
    }
    
    .hero-orange-header {
        padding: 40px 20px;
    }
    
    .hero-navy-content {
        padding: 40px 20px;
    }
    
    .key-point h2 {
        font-size: 42px;
    }
    
    .key-point p {
        font-size: 14px;
        letter-spacing: 2px;
    }
    
    .key-point {
        margin-bottom: 40px;
    }
    
    .hero-key-points {
        margin-bottom: 50px;
    }
    
    .btn-hero-apply {
        padding: 24px 60px;
        font-size: 28px;
        width: 100%;
        max-width: 350px;
    }
    
    .hero-cta-note {
        font-size: 14px;
    }

    .hero {
        padding: 100px 20px 80px;
    }
    
    .hero h1 {
        font-size: 32px;
    }
    
    .hero-subtitle {
        font-size: 16px;
    }
    
    /* Keep Apply button large on mobile */
    .hero-buttons .btn-primary {
        padding: 24px 50px;
        font-size: 22px;
        width: 100%;
        max-width: 400px;
    }
    
    .hero-buttons .btn-primary::before {
        font-size: 26px;
        margin-right: 10px;
    }
    
    .hero-buttons .btn-secondary,
    .hero-buttons .btn-tertiary {
        padding: 10px 20px;
        font-size: 14px;
    }
    
    .hero-buttons {
        flex-direction: column;
    }
    
    .nav-menu {
        display: none;
    }
    
    .application-cta h2,
    .products h2,
    .about h2,
    .commitment h2 {
        font-size: 28px;
    }
    
    .contact-wrapper {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
    }
    
    .steps {
        flex-direction: column;
    }
    
    .step-arrow {
        transform: rotate(90deg);
    }
    
    .calc-row {
        grid-template-columns: 1fr;
    }
    
    .calculator-content {
        width: 95%;
        padding: 30px 20px;
        margin: 10% auto;
    }
}